Real Estate Lending – Downeast Credit Union

Real Estate Lending

Let’s make your dreams a reality.

Whether you’re a first-time homeowner, one who’s looking to refinance an existing loan or looking to make home improvements, Downeast Credit Union has you covered!  We’ve teamed up with CUSO Home Lending to give you, as a member, the best service possible when it comes to buying or refinancing your home.  Together we offer low interest rates and flexible terms, to make your dream home a reality.

  • First Mortgage Loans
  • Mobile Homes with Land
  • Home Equity Lines of Credit (HELOC)

Apply Online above OR call our Mortgage Team Directly at 1-207-454-9007 OR email us at

See our Mortgage Loan Originator NMLS ID#s.

Downeast Credit Union NMLS ID# is 531655. To access this service please visit
Morgan Niles, Director of Mortgage Lending, NMLS ID# 2312171

Disclosures: Terms and closing costs may vary. Additional financing and loan terms available. All loans subject to credit approval. Rates are based on credit worthiness subject to change without notice. The Credit Union makes real estate loans without regard to race, religion, or other discriminatory factors.

In-house financing

  • Locally underwritten, serviced and owned by DECU
  • Flexible terms up to 30 years
  • First home financing

CU Promise Purchase Loans

CU Promise Guarantee

  • Same day loan decision
  • Ontime closing
  • Local Servicing

Mortgage Life & Disability Coverage and Debt Protection Options

Chances are, your home may be your single greatest investment.

Stop worrying about having the funds available to help pay off or reduce your mortgage in the event of your death or disability — learn more about Mortgage Life, Disability & Debt Protection today.

Loan Planner Calculator

Find the Best Loan for Your Needs

If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.

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Routing Number: 211288996