*APR=Annual Percentage Rate. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Rates effective as of 11-18-2020. The calculator below may help you determine estimated monthly payments.
Auto terms up to 84 months. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Other restrictions including vehicle and mileage limitations may apply. For example, a 60-month, fixed-rate Auto loan for $20,000 would have 59 monthly payments of $363.73 each and a final payment of $363.37, at an annual percentage rate (APR) of 3.49%. All rates and terms subject to change at any time.
*Hardship loans available to members experiencing loss of income due to COVID-19: proof of reduced income, paystub, credit evaluation and underwriting required. Loans available up to $1,000 for 12-months with 0%APR; 90-day grace period on payments, afterward monthly payments would be $83.34 for 12-months. Existing members only and eligibility requirements apply. Program starts March 23, 2020; all Credit Union loan programs, rates, terms and conditions are subject to credit approval and may change at any time without notice.
**Conforming mortgage loan rates based upon a Loan to Value of no more than 75%. The P&I Payment examples do not include real estate taxes and/or any insurance premiums, as your payment would most likely be higher. Quoted example is for qualified borrowers with excellent credit history; with rates being based on your credit worthiness. This and all credit union programs and rates are subject to change without notice.
If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.
*This calculator is solely intended to provide general estimates, not final or binding future value or interest totals. Lender calculations may vary.
For occasional updates to your inbox, click to sign up
Routing Number: 211288996
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.