“Whatever” Loans – Downeast Credit Union

"Whatever" Loan

Downeast Credit Union offers a special, no credit pull, "Whatever" Loan to its membership.  With no credit pull necessary, DECU Whatever Loans are a quick, convenient way to put cash in your hand and a smile on your face!

DECU offers loans for "Whatever" you dream:
  • Vacation getaways
  • Home repairs
  • Heating fuel
  • Holiday shopping
  • Educational expenses
  • & much more...
Apply Now

The Qualifications are Simple:

  • Must be at current employer for 6 months or more
  • Must have a DECU checking account open for a minimum of 6 months (Fresh Start excluded)
  • Must have 6 consecutive months of FULL payroll direct deposit into DECU checking
  • Must be 18 years of age or older

Product Features:

  • No Credit Report necessary
  • Loan amount is a maximum of 50% of monthly income
  • Minimum loan amount is $250; Maximum loan amount is $1,000 ($1,500 max for second-year Whatever borrowers)
  • Quick & convenient way of obtaining money for small purchases, car repairs, etc
  • Terms up to 12 Months*
  • 18.00% Annual Percentage Rate*
  • Convenience of automatic transfer; set up payroll deduction to transfer directly to loan based on frequency of pay

Additional Guidelines:

Whatever you dream, let us help make it a reality!
  • See our Rates Page

  • Call a Loan Officer at any branch for more details.
  • For those interested in Personal Loans, DECU offers those as well. Click here for more info.

    *Membership eligibility requirements. Some restrictions may apply. For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34, at an annual percentage rate (APR) of 18.00%. Rates, terms and conditions subject to change without notice.

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Routing Number: 211288996