About Us – Downeast Credit Union

Credit Union

Original Baileyville office


About Us

Downeast Credit Union (DECU) is a not-for-profit, member-owned credit union. DECU began as St. Croix Federal Credit Union, founded in 1941 by the employees of St. Croix Pulp and Paper Company. Over the years, we have expanded our Field of Membership to be able to serve a large geographic region within Maine. DECU has grown to 8 branches across the state, providing banking and insurance products to over 20,000 members.

Many values of our founders still hold strong today at Downeast, like the importance of greeting you with a smile and the value of a handshake. With a careful eye on our members’ needs, DECU has made investments in our facilities and infrastructure to allow for growth and expansion. Along with our exceptional member service, we strive to offer competitive lending and deposit rates. We know convenience is important to you, and we are constantly investing in new technologies that make your banking effortless, giving you more time for family and fun.

Downeast CU is inclusive, convenient, and down-to-earth. Come be part of our genuine, people-first organization. We promise to meet you where you are in the journey of life, with a smile.

What We Do


Enhancing the wealth of our members and the communities we serve.


Creating opportunities through accessible banking products that enhance financial wellness and allow members to live life to the fullest.


Opportunity, Respect, Trust, Community, Education, Loyalty.

Our Structure

Unlike a traditional bank, DECU is governed by a 100% volunteer Board of Directors who are elected by our members.

The Board of Directors governs the general direction and affairs of the credit union in accordance with our bylaws. They also oversee the President/CEO who manages DECU’s day-to-day operations with the support of the management team.

Contact our Board or Senior Management Team with any questions or comments.

Contact Us

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Routing Number: 211288996