Checking Accounts – Downeast Credit Union

Checking Accounts

Downeast offers a range of options to meet your Checking Account needs. Each of our Checking Accounts provides you with unique features and benefits, including:

  • – Lower fees so you can keep your hard-earned money
  • – Free debit cards that can be printed in-branch on the same day they’re needed
  • – Free online banking, mobile app, bill pay, mobile deposit & money management
  • – 24/7 Fraud Monitoring to quickly spot unusual spending patterns and alert you
  • – Convenient account access when you’re on the go at over 5,600 Shared Branch locations and 30,000 Co-Op ATMs nationwide
  • – Local, friendly Team Members with 8 Maine locations when you prefer face-to-face service

We’re sure to have a checking account that’s right for you!

Become a Member

Apply Today

How to Open a Checking Account

To apply for a DECU checking account, make sure you qualify:
  1. Review ourMembership Agreement & Disclosures.
  2. Complete our Checking Account Application online by clicking here.
Read ourPolicies and Disclosures

How to Apply for a Visa Debit Card

Our Visa Debit Cards can be used at ATMs and point-of-sale terminals. For more information, visit or call any of our branch offices. We offer instant issue making it convenient for you to leave that day with your new card!

Online Banking Accounts


This convenience service allows you to manage your account with your computer at home, work, anywhere, anytime.

  • Deposit checks
  • Apply for a loan
  • Make loan payments
  • Transfer funds between accounts you are on
  • View cleared checks
  • Pay Bills through Bill Pay
  • Send us Secure Messages

To apply for Online Banking services: Click Here to Enroll in Online Banking.

For assistance with Online Banking, please contact your local branch.


Some restrictions may apply. For complete details please see a Member Service Representative.

Fee Schedule / Billing Rights Summary

Download ourFee Schedule(PDF file)
Download ourBilling Rights Summary(PDF file)

* In case of errors or questions about your statement. This includes information on how to balance your account.

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Routing Number: 211288996