DECU is hiring! Machias is seeking a full-time Member Service Representative. Learn more on our Careers page.

Checking Accounts

Downeast CU offers four fantastic options to meet your Checking Account needs. Each of our Checking Accounts provides you with unique features and benefits, including:

  • Convenient 24-hour account access through Online Banking, Mobile Banking and Audio Response Telephone Banking.
  • Free eStatements and Bill Pay.
  • Access to thousands of surcharge-free ATMs.

We’re sure to have a checking account that’s right for you!

Fee Schedule / Billing Rights Summary

Download ourFee Schedule(PDF file)
Download ourBilling Rights Summary(PDF file)

* In case of errors or questions about your statement. This includes information on how to balance your account.

How to Open a Checking Account

To apply for a DECU checking account, please do the following:
  1. Review ourMembership Agreement & Disclosures.
  2. Mail, fax, or deliver a completedShare Draft Account Applicationto any of our branch offices.
Read ourPolicies and Disclosures

How to Apply for a Visa Debit Card

Our Visa Debit Cards can be used at ATMs and point-of-sale terminals. For more information, visit or call any of our branch offices. We offer instant issue making it convenient for you to leave that day with your new card!

Home Banking Accounts


This convenience service allows you to manage your account with your computer at home, work, anywhere, anytime.

  • Available 24/7
  • Get current balance
  • Transfer funds between accounts you are on
  • View cleared checks
  • View account histories

To apply for Home Banking services:Click Here to Enroll in Home Banking.

For assistance with Home Banking, please contact your local branch.


Some restrictions may apply. For complete details please see a Member Service Representative.

Join Our mailing List

For occasional updates to your inbox, click to sign up



Routing Number: 211288996