Checking Accounts

Downeast CU offers four fantastic options to meet your Checking Account needs. Each of our Checking Accounts provides you with unique features and benefits, including:

  • Convenient 24-hour account access through Online Banking, Mobile Banking and Audio Response Telephone Banking.
  • Free eStatements and Bill Pay.
  • Access to thousands of surcharge-free ATMs.

We’re sure to have a checking account that’s right for you!

Fee Schedule / Billing Rights Summary

Download ourFee Schedule(PDF file)
Download ourBilling Rights Summary(PDF file)

* In case of errors or questions about your statement. This includes information on how to balance your account.

How to Open a Checking Account

To apply for a DECU checking account, please do the following:
  1. Review ourMembership Agreement & Disclosures.
  2. Mail, fax, or deliver a completedShare Draft Account Applicationto any of our branch offices.
Read ourPolicies and Disclosures

How to Apply for a Visa Debit Card

Our Visa Debit Cards can be used at ATMs and point-of-sale terminals. For more information, visit or call any of our branch offices. We offer instant issue making it convenient for you to leave that day with your new card!

Online Banking Accounts


This convenience service allows you to manage your account with your computer at home, work, anywhere, anytime.

  • Deposit checks
  • Apply for a loan
  • Make loan payments
  • Transfer funds between accounts you are on
  • View cleared checks
  • Pay Bills through Bill Pay
  • Send us Secure Messages

To apply for Online Banking services:Click Here to Enroll in Online Banking.

For assistance with Online Banking, please contact your local branch.


Some restrictions may apply. For complete details please see a Member Service Representative.

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Routing Number: 211288996