At Downeast Credit Union, we create opportunities through loans and other accessible products that help to enhance our members financial wellness and allowing them to live life to the fullest. By offering additional products for your loans, we give our members the ability to protect your families, your credit, and your assets. Not to mention, you’ll have peace of mind knowing that when one of life’s unforeseen circumstances arises, you don’t have to worry about late payments, costly auto repairs, etc.
Products available to our members:
The Credit Union has contracted with Century Automotive Service Corporation to make this service available as a convenience to our Members.
Downeast Credit Union has partnered with CU Certified to offer our members first-class Vehicle Service Contract options for purchase. Cover your vehicle and eliminate the cost of future repairs…just think of the savings!
CU Certified provides Best in Class automobile mechanical breakdown coverage. CU Certified pays for the replacement of covered part(s) and the labor to install the failed covered part(s). We like to call CU Certified the “Real $0 Deductible Contract” as our program pays for diagnostics, taxes, fluids, and filters in conjunction with covered repairs. National acceptance, trip interruption, wrap coverage, and 24-hour roadside assistance are some of the ancillary benefits of coverage. Is your ride CU Certified?
View Vehicle Service Contract brochure
Protects members against the rough road ahead as an available surcharge to the CU Certified vehicle service contract. This enhancement covers the member for up to $1000 per incident with a $4000 coverage aggregate claims limit on their tires and/or wheels with a $0 deductible. Potholes, nails, broken glass, and road debris no longer need to be a costly out of pocket repair for credit union members.
View Tire and Wheel Protection Agreement
Pays the potential deficiency balance between the contract holders loan balance and insurance company’s actual cash value assessment of the contract holders vehicle if the vehicle is totaled or stolen an unrecovered for thirty days. Covers the contract holder’s insurance deductible up to $1000.
Best in class powersports mechanical breakdown coverage for the member. CU Certified pays for the replacement of covered part(s) and the labor to install the failed covered part(s) on members powersports units. ATVs, UTVs, personal watercraft, motorcycles, and snowmobiles…we have you covered!
View Powersports Service Agreement
View Motorcycle Service Agreement Brochure
Protecting your loan payments in the event of unplanned events such as death, disability or involuntary unemployment, our debt protection program may cancel your loan balance or monthly loan payments* if you experience a protected life event.
Stop worrying about having the funds available to help pay off or reduce your mortgage in the event of your death — apply for Mortgage Life Insurance today.
Learn more about Mortgage Life Insurance.
Mortgage Disability Insurance is a monthly pay disability plan for mortgage related loans designed for today’s homeowners. This protection is created to provide benefits if you are unable to earn a living due to a covered sickness or injury. Benefits are applied directly to your mortgage payments and are subject to the coverage amount chosen and policy limits.
Learn more about Mortgage Disability Insurance.
For occasional updates to your inbox, click to sign up
Routing Number: 211288996
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.