Simple Checking – Downeast Credit Union

Simple Checking

Simple Checking is even more simple – now with no monthly fees! Made for the member who wants a basic checking solution. Pay your bills, get cash, make deposits, and transfer money…all without monthly fees and extra trips to the credit union. We offer Simple Checking to members starting at the age of 13 (ages 13-17 require parental consent and must apply in branch).

Open a checking account online and manage your account securely by signing in on your phone or computer. And if you ever need help with your account, a real person is just a phone call away.

For application forms, policies, fee schedule and billing rights, please visit Checking Accounts.

Become a Member

Apply Today

Account Benefits:

  • No Monthly Service Fee
  • No Per-Check Fee
  • Free Online Banking, Bill Pay, eStatements, Mobile Banking, Mobile Deposit & Money Management
  • Free VISA Debit Card (can be printed in-branch on the same day they're needed)
  • 30,000 ATMs nationwide (through Co-Op)
  • Access to over 5,600 branch offices nationwide through Shared Branching
  • Optional Overdraft Protection

To Qualify:

  • Must meet membership eligibility requirements
  • $5 minimum opening share deposit to become a member
  • $20 minimum to open a checking account

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Routing Number: 211288996