DECU is hiring! Machias is seeking a full-time Member Service Representative. Learn more on our Careers page.

Simple Checking

For application forms, policies, fee schedule and billing rights, please visit Checking Accounts.

Made for the member who wants a basic checking solution.  Visit your local branch to open a Simple Checking account today!

Account Benefits:

  • No Per-Check Fee
  • Free Online Banking, Bill Pay, eStatements, Mobile Banking & Mobile Deposit
  • Free VISA Debit Card
  • Access to over 5,600 branch offices nationwide through Shared Branching
  • Optional Overdraft Protection
  • Monthly Service Fee $2.95
    • Monthly Service Fee is waived when ONE of the following requirements are met:
      • At least one qualifying direct deposit of $500 or more in month (statement period).
      • or maintain a minimum combined daily average balance of $500.
      • or enrolled in eStatements.

To Qualify:

  • Must meet membership eligibility requirements
  • $5 minimum opening share deposit to become a member
  • $20 minimum to open a checking account

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Routing Number: 211288996