Together, it’s possible……Let us put you in the drivers seat! We want you in reliable transportation for all of life’s adventures. That is why we will work with you to get you in the right car and the right payment that is affordable for YOU.
Loans for new or used cars (conditions apply)
Pre-Approvals offered so you can shop wisely for your dream car & shopping assistance from our Lending Experts
No prepayment penalties. Reduce your interest by paying early
Same day approval in most cases
Refinance your higher rate auto loans with us and save
Flexible car loan options tailored to your needs
Loan Protection Products to cover your loan and auto
See our Rates Page
Apply Online in 5 Minutes
Call our Loan Team directly at 207.454.9006
If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.
*This calculator is solely intended to provide general estimates, not final or binding future value or interest totals. Lender calculations may vary.
Feel the rush of freedom. Hit the open road with a DECU motorcycle loan.
Your new address: the ocean take your adventure off-land with a DECU boat loan. Both new and used available.
Embrace the great unknown. Embark on new ground with a DECU RV Camper loan.
Check our Rates Page for the current loan rates. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.
*APR=Annual Percentage Rate. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Rates effective as of 12/21/2022. The calculator on this page may help you determine estimated monthly payments.
Auto terms up to 84 months. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Other restrictions including vehicle and mileage limitations may apply. For example, a 60-month, fixed-rate Auto Loan for $20,000 would have a monthly payment of $390.23 at an annual percentage rate (APR) of 6.39%. All rates and terms subject to change at any time.
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Routing Number: 211288996
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.