Auto Loans – Downeast Credit Union

Auto Loans

Together, it’s possible……Let us put you in the drivers seat! We want you in reliable transportation for all of life’s adventures. That is why we will work with you to get you in the right car and the right payment that is affordable for YOU.

  • Loans for new or used cars (conditions apply)

  • Pre-Approvals offered so you can shop wisely for your dream car & shopping assistance from our Lending Experts

  • No prepayment penalties. Reduce your interest by paying early

  • Same day approval in most cases

  • Refinance your higher rate auto loans with us and save

  • Flexible car loan options tailored to your needs

  • Loan Protection Products to cover your loan and auto

Additional Guidelines:

Learn more about Auto Loans

Loan Planner Calculator

Find the Best Loan for Your Needs

If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.


Motorcycle Loan

Feel the rush of freedom. Hit the open road with a DECU motorcycle loan.

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Boat Loan

Your new address: the ocean take your adventure off-land with a DECU boat loan. Both new and used available.

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RV Camper Loan

Embrace the great unknown. Embark on new ground with a DECU RV Camper loan.

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* Check our Rates Page for the current loan rates. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. *APR=Annual Percentage Rate. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Rates effective as of 4/26/2023. The calculator on this page may help you determine estimated monthly payments. Auto terms up to 84 months. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Other restrictions including vehicle and mileage limitations may apply. For example, a 60-month, fixed-rate Auto Loan for $20,000 would have a monthly payment of $396.54 at an annual percentage rate (APR) of 7.04%. All rates and terms subject to change at any time.

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Routing Number: 211288996