At Downeast Credit Union, we reward you for your loyalty.
That's why we've launched a new Mortgage Special!
Members can earn 1% OFF the current qualifying rate1 with our Loyalty Program when you purchase a new home or refinance your existing home. And if that's not enough, members can apply for a low fee Rate Reduction2 if rates go down in your first five years after opening the mortgage.
You CAN own a home -- and we want to help!
EARN 1% OFF & SAVE BIG!
When you purchase a new home or refinance with us, you simply need to be a loyal member by using your Downeast CU checking account.
See how easy it is:
Open a DECU Mortgage!
Open a checking account, and agree to be a loyal member by signing an addendum.
Have at least $1,000 per month coming into your checking with direct deposit.
Use your debit card at least 10 times per month to retain your mortgage discount.
1-Time Rate Reduction
If our 1% rate discount isn't enough, we want you to have the peace of mind knowing that if rates drop in the first 5 years of your mortgage loan, you can apply for a low-cost rate reduction without going through the pain and expense of a refinance.
Learn more and apply today:
to get your Mortgage at DECU
With our mobile banking app, you can access your account instantly and securely from anywhere, anytime. Manage your money confidently and download today:
Visit www.downeastcu.com/lending/real-estate-lending to learn more.
Downeast Credit Union is a Maine Credit Union serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County. Branch offices are located in Baileyville, Belfast, Brewer, Calais, Machias, Richmond, Topsham and Unity.
Downeast Credit Union NMLS ID# is 531655. To access this service please visit nmlsconsumeraccess.org
Morgan Niles, Director of Mortgage Lending, NMLS ID# 2312171
Disclosures: 1) Mortgage loyalty discount offered on new loans after 4/4/23. To qualify for loyalty discount, members must maintain a checking account with at least $1,000/month in direct deposits and 10 debit card transactions/month for the life of the loan. Members sign an addendum to reduce the interest rate based on qualifications; if at any time the qualifications are not met the rate will revert back to the qualifying rate. 2) For mortgages opened after 4/4/23, members may apply for a one-time, low-cost mortgage loan Rate Reduction within 5 years of the mortgage opening date, fees may apply and 1% loyalty discount becomes void. All loans subject to credit approval; rates are based on credit worthiness. Terms and closing costs may vary. Rates, terms and conditions subject to change without notice. The Credit Union makes loans without regard to race, religion, or other discriminatory factors.
Federally Insured by NCUA. Equal Housing Opportunity.