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*Personal Loans - APR=Annual Percentage Rate. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Not all applicants will qualify for the lowest rate. To qualify for 0.50% off your next personal loan, member must have an active DECU checking account with at least $1,000/month in direct deposits and 10 debit card transactions/month at the time of the loan closing. Rates effective as of 01/08/2026. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. ^Annual percentage rates and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Not all applicants will qualify for the lowest rate. Cut your rate in half special available as of May 27, 2026 as low as 8.00%APR and may change at any time. Loyalty discounts do not apply to this special. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Feeling overwhelmed by multiple payments? With debt consolidation, you can combine unsecured debts into one loan with a lower interest rate.
Unexpected repairs and necessary home improvement projects can test your patience. A personal loan may be just what you need. Apply today and get the funds you need.
Having car problems? Apply for a personal loan today. Our low rate personal loans help you get back behind the wheel so you can focus on what matters.
In need of a great vacation? Our personal loan can help. With low rates and no origination fees, you'll be able to plan your trip on your terms.
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1-800-427-1223
Routing Number: 211288996
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.
