Downeast is currently upgrading our phone systems. If you use the local # for Audio Response, please begin using our toll free option: 1-877-766-6390. Thank you in advance for your patience as we learn to use the new phone system.

free4ME Checking

For application forms, policies, fee schedule and billing rights, please visit Checking Accounts.

free4ME is the ultimate account for the 18-25 crowd.

With all the features you need and some great extra perks, maintaining your checking account has never been easier.

Visit your local branch to open a free4ME Checking account today.

Account Features:

  • Oops! Refund.  Twice per year, you can have a NSF or CP fee charge reversed.
  • No Monthly fee and No Per-Check fee
  • Free Instant Issue Visa Debit Card
  • Free Co-Op & Surf ATM Networks - Use any of our CO-OP or SURF ATMs for Free!
  • Free online banking and e-statements
  • No minimum balance required
  • Shared Branching-Access your account at other shared branching service centers across the country
  • Sow 'n Grow Share Certificate - Minimum deposit $2 per week
  • Jump Start Credit Builder Loan - Maximum $500, 0% APR for qualified borrowers
  • Free Bill Pay, Mobile Banking, Mobile Deposits & Mobile Wallet - No fees to pay your bills.

To Qualify:

View details on the free4ME page.
  • Must meet membership eligibility requirements
  • $5 minimum opening share deposit to become a member
  • $20 minimum to open a checking account

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Routing Number: 211288996