Deposit Rates – Downeast Credit Union
Loader

Deposit Rates

Accurate as of November 23, 2022

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 1.79% 1.80%
Money Market $50,000 to $99,999 n/a 1.88% 1.90%
Money Market $100,000 & Up n/a 1.98% 2.00%
IRA No minimum balance n/a 0.25% 0.25%
Share Certificate & IRA Certificate $500 minimum 6 month 1.98% 2.00%
Share Certificate & IRA Certificate $500 minimum 1 year 2.47% 2.50%
Share Certificate Sow & Grow (Youth) $2 weekly minimum 1 year 2.47% 2.50%
Share Certificate Sow & Grow $10 weekly minimum 1 year 2.47% 2.50%
Share Certificate & IRA Certificate Special $500 minimum 15 month 3.20% 3.25%
Share Certificate & IRA Certificate $500 minimum 2 year 2.72% 2.75%
Share Certificate Sow & Grow $10 weekly minimum 2 year 2.72% 2.75%
Share Certificate & IRA Certificate $500 minimum 3 year 2.91% 2.95%
Share Certificate & IRA Certificate $500 minimum 4 year 3.01% 3.05%
Share Certificate & IRA Certificate $500 minimum 5 year 3.20% 3.25%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Checking $0 to $2,499 n/a 0.00% 0.00%
Commercial Checking $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Checking $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Checking $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 1.79% 1.80%
Money Management $50,000 to $99,999 n/a 1.88% 1.90%
Money Management $100,000 & Up n/a 1.98% 2.00%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

Join Our mailing List

For occasional updates to your inbox, click to sign up

CALL A MEMBER SERVICE REPRESENTATIVE
tell

1-800-427-1223

Routing Number: 211288996