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Deposit Rates

Accurate as of August 28, 2019

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 0.75% 0.75%
Money Market $50,000 to $99,999 n/a 1.00% 1.00%
Money Market $100,000 & Up n/a 1.49% 1.50%
IRA No minimum balance n/a 0.50% 0.50%
IRA Certificate $500 minimum 6 month 1.00% 1.00%
IRA Certificate $500 minimum 1 year 1.88% 1.90%
IRA Certificate $500 minimum 15 month 2.08% 2.10%
IRA Certificate $500 minimum 2 year 2.13% 2.15%
IRA Certificate $500 minimum 3 year 2.18% 2.20%
IRA Certificate $500 minimum 4 year 2.23% 2.25%
IRA Certificate $500 minimum 5 year 2.47% 2.50%
Share Certificate $500 minimum 6 month 1.00% 1.00%
Share Certificate $500 minimum 1 year 1.88% 1.90%
Share Certificate $500 minimum 15 month 2.08% 2.10%
Share Certificate $500 minimum 2 year 2.13% 2.15%
Share Certificate $500 minimum 3 year 2.18% 2.20%
Share Certificate $500 minimum 4 year 2.23% 2.25%
Share Certificate $500 minimum 5 year 2.47% 2.50%
Sow & Grow Youth Certificate $2 Weekly Minimum 1 year 1.88% 1.90%
Sow & Grow Certificate $10 minimum 1 year 1.88% 1.90%
Sow & Grow Certificate $10 minimum 2 year 2.13% 2.15%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Share Draft $0 to $2,499 n/a 0.00% 0.00%
Commercial Share Draft $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Share Draft $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Share Draft $100,000 to $499,999 n/a 0.05% 0.05%
Commercial Share Draft $500,000 to $999,999 n/a 0.05% 0.05%
Commercial Share Draft $1MM & up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 0.10% 0.10%
Money Management $50,000 to $99,999 n/a 0.10% 0.10%
Money Management $100,000 & Up n/a 0.75% 0.75%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

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1-800-427-1223

Routing Number: 211288996