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Deposit Rates

Accurate as of December 18, 2019

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 0.55% 0.55%
Money Market $50,000 to $99,999 n/a 0.60% 0.60%
Money Market $100,000 & Up n/a 1.19% 1.20%
IRA No minimum balance n/a 0.50% 0.50%
IRA Certificate $500 minimum 6 month 1.24% 1.25%
IRA Certificate $500 minimum 1 year 1.49% 1.50%
IRA Certificate $500 minimum 15 month 1.74% 1.75%
IRA Certificate $500 minimum 2 year 1.83% 1.85%
IRA Certificate $500 minimum 3 year 1.88% 1.90%
IRA Certificate $500 minimum 4 year 1.94% 1.95%
IRA Certificate $500 minimum 5 year 1.98% 2.00%
Share Certificate $500 minimum 6 month 1.24% 1.25%
Share Certificate $500 minimum 1 year 1.49% 1.50%
Share Certificate $500 minimum 15 month 1.74% 1.75%
Share Certificate $500 minimum 2 year 1.83% 1.85%
Share Certificate $500 minimum 3 year 1.88% 1.90%
Share Certificate $500 minimum 4 year 1.94% 1.95%
Share Certificate $500 minimum 5 year 1.98% 2.00%
Share Youth Certificate $2 weekly minimum 1 year 1.49% 1.50%
Sow & Grow Certificate $10 weekly minimum 1 year 1.49% 1.50%
Sow & Grow Certificate $10 weekly minimum 2 year 1.83% 1.85%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Share Draft $0 to $2,499 n/a 0.00% 0.00%
Commercial Share Draft $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Share Draft $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Share Draft $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 0.10% 0.10%
Money Management $50,000 to $99,999 n/a 0.10% 0.10%
Money Management $100,000 & Up n/a 0.75% 0.75%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

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