Loader
Downeast is currently upgrading our phone systems. If you use the local # for Audio Response, please begin using our toll free option: 1-877-766-6390. Thank you in advance for your patience as we learn to use the new phone system.

Deposit Rates

Accurate as of October 28, 2019

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 0.55% 0.55%
Money Market $50,000 to $99,999 n/a 0.60% 0.60%
Money Market $100,000 & Up n/a 1.24% 1.25%
IRA No minimum balance n/a 0.50% 0.50%
IRA Certificate $500 minimum 6 month 1.00% 1.00%
IRA Certificate $500 minimum 1 year 1.74% 1.75%
IRA Certificate $500 minimum 15 month 1.98% 2.00%
IRA Certificate $500 minimum 2 year 1.83% 1.85%
IRA Certificate $500 minimum 3 year 1.93% 1.95%
IRA Certificate $500 minimum 4 year 2.08% 2.10%
IRA Certificate $500 minimum 5 year 2.23% 2.25%
Share Certificate $500 minimum 6 month 1.00% 1.00%
Share Certificate $500 minimum 1 year 1.74% 1.75%
Share Certificate $500 minimum 15 month 1.98% 2.00%
Share Certificate $500 minimum 2 year 1.83% 1.85%
Share Certificate $500 minimum 3 year 1.93% 1.95%
Share Certificate $500 minimum 4 year 2.08% 2.10%
Share Certificate $500 minimum 5 year 2.23% 2.25%
Sow & Grow Youth Certificate $2 Weekly Minimum 1 year 1.74% 1.75%
Sow & Grow Certificate $10 minimum 1 year 1.74% 1.75%
Sow & Grow Certificate $10 minimum 2 year 1.83% 1.85%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Share Draft $0 to $2,499 n/a 0.00% 0.00%
Commercial Share Draft $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Share Draft $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Share Draft $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 0.10% 0.10%
Money Management $50,000 to $99,999 n/a 0.10% 0.10%
Money Management $100,000 & Up n/a 0.75% 0.75%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

Join Our mailing List

For occasional updates to your inbox, click to sign up

CALL A MEMBER SERVICE REPRESENTATIVE
tell

1-800-427-1223

Routing Number: 211288996