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Online and Mobile Banking users may experience intermittent outages from 9pm on 12/4 to 3am on 12/5 as our vendor performs system upgrades. We apologize in advance for the inconvenience.

Deposit Rates

Accurate as of October 21, 2020

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 0.10% 0.10%
Money Market $50,000 to $99,999 n/a 0.15% 0.15%
Money Market $100,000 & Up n/a 0.20% 0.20%
IRA No minimum balance n/a 0.25% 0.25%
IRA & Share Certificate $500 minimum 6 month 0.35% 0.35%
IRA & Share Certificate $500 minimum 1 year 0.40% 0.40%
IRA & Share Certificate $500 minimum 15 month 0.50% 0.50%
IRA & Share Certificate $500 minimum 2 year 0.45% 0.45%
IRA & Share Certificate $500 minimum 3 year 0.55% 0.55%
IRA & Share Certificate $500 minimum 4 year 0.65% 0.65%
IRA & Share Certificate $500 minimum 5 year 0.80% 0.80%
Youth Sow & Grow Certificate $2 weekly minimum 1 year 0.40% 0.40%
Sow & Grow Certificate $10 weekly minimum 1 year 0.40% 0.40%
Sow & Grow Certificate $10 weekly minimum 2 year 0.45% 0.45%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Checking $0 to $2,499 n/a 0.00% 0.00%
Commercial Checking $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Checking $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Checking $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 0.10% 0.10%
Money Management $50,000 to $99,999 n/a 0.15% 0.15%
Money Management $100,000 & Up n/a 0.20% 0.20%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

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