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Deposit Rates

Accurate as of July 27, 2021

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05%
Clubs n/a n/a 0.05% 0.05%
Secure Checking No minimum balance n/a 0.05% 0.05%
Money Market $0 to $2,499 n/a 0.00% 0.00%
Money Market $2,500 to $49,999 n/a 0.10% 0.10%
Money Market $50,000 to $99,999 n/a 0.15% 0.15%
Money Market $100,000 & Up n/a 0.20% 0.20%
IRA No minimum balance n/a 0.25% 0.25%
IRA & Share Certificate $500 minimum 6 month 0.30% 0.30%
IRA & Share Certificate $500 minimum 1 year 0.35% 0.35%
IRA & Share Certificate $500 minimum 15 month 0.45% 0.45%
IRA & Share Certificate $500 minimum 2 year 0.40% 0.40%
IRA & Share Certificate $500 minimum 3 year 0.50% 0.50%
IRA & Share Certificate $500 minimum 4 year 0.60% 0.60%
IRA & Share Certificate $500 minimum 5 year 0.75% 0.75%
Youth Sow & Grow Certificate $2 weekly minimum 1 year 0.35% 0.35%
Sow & Grow Certificate $10 weekly minimum 1 year 0.35% 0.35%
Sow & Grow Certificate $10 weekly minimum 2 year 0.40% 0.40%

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Checking $0 to $2,499 n/a 0.00% 0.00%
Commercial Checking $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Checking $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Checking $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 0.10% 0.10%
Money Management $50,000 to $99,999 n/a 0.15% 0.15%
Money Management $100,000 & Up n/a 0.20% 0.20%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

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