Deposit Rates – Downeast Credit Union
Loader

Deposit Rates

Accurate as of February 2nd, 2024

Standard Deposit Rates

(For Business Deposit Rates, click here.)

Type Minimum Balance Requirements Term Dividend APY*
Share Savings $5 minimum n/a 0.05% 0.05% Apply Now
Clubs n/a n/a 0.05% 0.05% Apply Now
Secure Checking No minimum balance n/a 0.05% 0.05% Apply Now
Simple Checking No minimum balance n/a 0.00% 0.00% Apply Now
Money Market $0 to $2,499 n/a 0.00% 0.00% Apply Now
Money Market $2,500 to $49,999 n/a 2.23% 2.25% Apply Now
Money Market $50,000 to $99,999 n/a 2.47% 2.50% Apply Now
Money Market $100,000 to $499,999 n/a 2.72% 2.75% Apply Now
Money Market $500,000 & Up n/a 3.93% 4.00% Apply Now
IRA No minimum balance n/a 0.25% 0.25% Call to Open
Share Certificate & IRA Certificate $500 minimum 6 month 3.45% 3.50% Call to Open
SPECIAL: Share Certificate & IRA Certificate $500 minimum 7 month 5.13% 5.25% Call to Open
Share Certificate & IRA Certificate $500 minimum 1 year 3.93% 4.00% Call to Open
Share Certificate Sow & Grow (Youth) $2 weekly minimum 1 year 3.93% 4.00% Call to Open
Share Certificate Sow & Grow $10 weekly minimum 1 year 3.93% 4.00% Call to Open
SPECIAL: Share Certificate & IRA Certificate $500 minimum 15 month 4.65% 4.75% Call to Open
Share Certificate & IRA Certificate $500 minimum 2 year 3.83% 3.90% Call to Open
Share Certificate Sow & Grow $10 weekly minimum 2 year 3.83% 3.90% Call to Open
Share Certificate & IRA Certificate $500 minimum 3 year 3.59% 3.65% Call to Open
Share Certificate & IRA Certificate $500 minimum 4 year 3.59% 3.65% Call to Open
Share Certificate & IRA Certificate $500 minimum 5 year 3.69% 3.75% Call to Open

Business Deposit Rates

Type Minimum Balance Requirements Term Dividend APY*
Commercial Checking $0 to $2,499 n/a 0.00% 0.00%
Commercial Checking $2,500 to $49,999 n/a 0.05% 0.05%
Commercial Checking $50,000 to $99,999 n/a 0.05% 0.05%
Commercial Checking $100,000 & Up n/a 0.05% 0.05%
Money Management $0 to $2,499 n/a 0.00% 0.00%
Money Management $2,500 to $49,999 n/a 2.23% 2.25%
Money Management $50,000 to $99,999 n/a 2.47% 2.50%
Money Management $100,000 to $499,999 n/a 2.72% 2.75%
Money Management $500,000 & Up n/a 3.93% 4.00%

Share Certificate Calculator

This calculator will compute the future value of your certificate of deposit.
Instructions: Enter the first four terms, then click the 'Compute' button.

Join Our mailing List

For occasional updates to your inbox, click to sign up

CALL A MEMBER SERVICE REPRESENTATIVE
tell

1-800-427-1223

Routing Number: 211288996