Downeast Credit Union – Opportunity starts here
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Weather Closure Notice: Downeast Credit Union & Insurance branches will be closing early on Monday, Feb 23rd with a 1PM closing time for Belfast, Brewer, Machias, Richmond, Topsham & Unity; 2PM closing time for Baileyville & Calais. Our Call Center will remain open if you need to reach us until 5PM at 800.427.1223.

Bad Credit Auto Loans

Everyone deserves reliable transportation

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Personal Loans

Rates start at 6.99%APR!
Consolidate your debt and see your future clearly.

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6-Month CD at 4.00%APY &
Money Markets up to 2.50%APY

Brighten your day with our incredible rates!

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Insurance Offer

Quote a Bundle & earn $100

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Mortgages

as low as 5.38% for Loyal Members

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We work with all credit scores

Setting our members up for financial success

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We believe everyone deserves a reliable vehicle to get you to work, appointments, and family activities on time, every time!

Learn more about our Bad Credit Auto Lending program designed for first-time auto buyers and those with less than perfect credit.

We want to help – even if you’ve experienced:

  • Bankruptcy
  • Repossessions
  • Bad Credit / No Credit
  • Fixed Income / Self Employed
Together, it’s possible!
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Keri B.

Lending Expert

My philosophy is to work hard so we can help you achieve your financial goals.

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Jason T.

Lending Expert

Everyone deserves reliable transportation! I love helping our members find the perfect ride.

Apply Today

DECU LENDING: WE TREAT YOU LIKE A PERSON, NOT A CREDIT SCORE

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1-800-427-1223

Routing Number:211288996

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MAKING OUR COMMUNITIES STRONGER & BETTER

Learn more about the community events we participate in, and causes we support. Sustainability of our communities is important to us, we know it is to you as well.

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Event

Annual Meeting Set for April 28

The 84th DECU Annual Meeting has been scheduled for Tuesday, April 28, 2026! The Board of Directors invite you to…

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Blog

Winter 2025/2026 Youth & Young Adult Challenges

Welcome to the Winter 2025/2026 edition of our Youth & Young Adult Challenge! Those ages 13-17 and 18-21 are eligible…

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Latest News

Skip-A-Pay

Downeast Credit Union is currently offering our Holiday Skip-A-Payment program. This means that you can choose to skip the December,…

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Latest News

Festival of Trees

Downeast Credit Union & Insurance is excited to sponsor six different Festival of Trees fundraisers this holiday season!  Staff have…

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Insurance

Accidents Involving Animals – What to do

Advice from the Agents at Downeast Insurance: Animal collision claims are very common. While certain states like West Virginia, Montana…

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Fraud Defense

New Fraud Alert: Auto Repossession Scam

Scammers are posing as car repossession agents and showing up at homes late at night, demanding immediate payment. In one…

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