Debit Cards – Downeast Credit Union

VISA Debit Card


Downeast Credit Union Visa Debit Cards can be issued on the day you need them right at any branch location. No more waiting for the mail thanks to our instant issue printers. Leave the branch with your new card in-hand and ready to use!

For those who cannot make it into a branch, call us to order your Debit Card at 1-800-427-1223.

Activate Your Visa Debit Card

Please call 1-800-992-3808 to activate your card and select or change your PIN number.

1. Important: when calling to activate your card or select your PIN, you must be calling from the phone number that is on record with the credit union.
If you are having issues with card activation or have recently changed your phone number please contact us at 1-800-427-1223.

2. Cards that are not activated within 60 days of receipt will be blocked for security reasons.
If you have had your card for more than 60 days please contact us at 1-800-427-1223.

Enroll in Enhanced Safety Alerts

Once you have been issued your new card, please register your DECU VISA Debit or Credit card to receive VISA PURCHASE ALERTS by visiting Registering is easy and safe, and will provide you peace of mind knowing that you will be notified any time your card is used. VISA PURCHASE ALERTS allow you to customize the dollar amount of the transaction to be notified. For example: you can be alerted for all transactions that are above $1 or $100, each time your card is used outside of the United States, or used for Online Shopping, or an Over-the-Phone transaction, you will be notified by VISA PURCHASE ALERTS.

Non-Visa PINLess Debit Card Transactions

We allow non-Visa debit transaction processing. For more information, download the following:

Notice Regarding non-Visa PINLess Debit Card Transactions

Visa Blocked Countries

DECU will block the usage of Debit and Credit cards in Countries where the possibility of fraud is extremely high or where an unprecedented number of fraudulent transactions have originated, it is important you notify us at 1-800-427-1223 prior to traveling out of the Country.

Visa International Transaction Fee

Foreign Transactions
Purchases, cash advances or ATM transactions made in foreign countries and currencies will be billed to you in U.S. dollars.  A 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer. The converted transaction amount will be shown separately from the International Transaction Fee on your share draft account statement. This fee will be assessed on all international purchases, credit vouchers, and cash disbursements Visa charges 0.8% for international transactions that do not involve currency conversions.

Foreign transaction currency exchange rate
The exchange rate for transactions in a foreign currency will be a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, this rate may vary from the rate VISA itself receives, or the government mandated rate in effect for the applicable central processing date plus the 1% International Transaction Fee.

Call us to report a lost or stolen Visa Credit Card or Visa Debit Card

24/7 1-800-472-3272

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Routing Number: 211288996