If someone showed up at your front door pretending to be your best friend and asked for your house key, would you give it to them?
Unfortunately, when scammers pretend to befriend you online or over the phone, we can let our guard down and give out financial logins and information. Here at Downeast, we have recently seen scams where fraudsters are trying to attain our member’s online or mobile login information.
Sometimes the fraudsters claim you have won money or they will say they are going to deposit money into your account for another reason. They then ask for your Mobile App login saying they need to access this to deposit a check into your account through Remote Deposit. In fact, you’ve just provided the fraudster with access to all of your funds in your bank account. Yikes!
We have seen fraud through emails or calls from someone who claims to be from your credit card issuer or bank. The fraudster asks you to click on a link to update your account information or call back to discuss a problem. Sometimes, scammers may even claim they are investigating possible fraud on your account and ask for details such as your account number or Social Security number so they can investigate further. These are all attempts to get you to hand over personal information.
We have even recently seen lending scams. You may receive an email from a supposed lender or find a website offering easy access to money. Thinking it is a legit loan application, you enter sensitive information into the application and your bank info so they can deposit the loan. The fraudster now has access to your bank account, Social Security number and other details.
Recognizing the signs of fraud is your first line of defense. Remember:
Be on the defense! Guard access to your online accounts, personal information and computer as carefully as you guard the keys to your home.
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.