Lending Rates – Downeast Credit Union
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Holiday Schedule -🥂 Dec 31: Closing at 2PM (Mobile deposits received after 2PM will be considered deposited on the next business day and available by 3:30PM EST.) | 🎉 Jan 1: CLOSED

Attention Members - System maintenance will occur from 8PM on January 3 – 10AM January 4 which may impact your account access. We apologize for the inconvenience and appreciate your patience.

Lending Rates

Ask about our loan discounts for Loyal Members.

Consumer Loans Starting at APR* Months
New Auto Loans or Refinance 4.99% Terms up to 84 Months Apply Now
Used Auto Loans or Refinance 4.99% Terms up to 84 Months Apply Now
Recreational Loans 4.99% Apply Now
Credit Cards 11.90% Apply Now
Personal Loans 7.49% Apply Now
Line of Credit (Revolving) 11.90% Apply Now
Credit Builder Loans 12.00% Apply Now
Whatever Loans 18.00% 12 Months Apply Now

REAL ESTATE LENDING RATES

Loyalty discounts can save you thousands - call us to discuss!

Home Equity Starting at APR*
Home Equity Line of Credit (Stick Built & Mobile Homes 5 years or newer) 6.75% Variable with Prime Apply Now
Home Equity Line of Credit (Mobile Homes 5 years or older) 7.75% Variable with Prime Apply Now
Mortgages Rate as low as Points APR* Est. Loan Amount Est. Payment**
10-Year 5.88% 0 6.10% $100,000 $1,104.19 Apply Now
15-Year 6.00% 0 6.16% $100,000 $ 843.86 Apply Now
20-Year 6.50% 0 6.63% $100,000 $ 745.58 Apply Now
30-Year 6.88% 0 6.98% $100,000 $ 657.27 Apply Now
Mobile Homes with Land (5 yrs and newer) Rate as low as Points APR* Est. Loan Amount Est. Payment**
10-Year 5.88% 0 6.10% $100,000 $1,104.19 Apply Now
15-Year 6.00% 0 6.16% $100,000 $ 843.86 Apply Now
20-Year 6.50% 0 6.63% $100,000 $ 745.58 Apply Now
30-Year 6.88% 0 6.98% $100,000 $ 657.27 Apply Now
Mobile Homes with Land (6 yrs and older) Rate as low as Points APR* Est. Loan Amount Est. Payment**
10-Year 6.88% 0 7.11% $100,000 $1,154.91 Apply Now
15-Year 7.00% 0 7.16% $100,000 $ 898.83 Apply Now
20-Year 7.50% 0 7.63% $100,000 $ 805.60 Apply Now

Loan Planner Calculator

Find the Best Loan for Your Needs

If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.

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Routing Number: 211288996