Heating & Fuel Loans – Downeast Credit Union
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Heating & Fuel Loans

Posted on June 12, 2026 | Special

Stay Warm This Winter — Without the Financial Stress

Heating costs continue to rise, but your winter comfort shouldn’t have to wait. Downeast Credit Union is here to help with our Heating & Fuel Loan Special — designed to help members budget for winter heating needs with affordable monthly payments and a low fixed rate.

Whether you need fuel oil, propane, wood pellets, or other heating supplies, we’ve got you covered.

Special Offer Details

  • Loan amounts from $500 to $7,500
  • Fixed rates as low as:
    • 8.49% APR*
    • 7.99% APR* for Loyal Members
  • Terms up to 11 months*
  • Available regardless of credit score
  • Funds paid directly to the fuel company of your choice

Use Your Loan For:

  • Heating oil
  • Propane
  • Wood pellets
  • Firewood
  • Other winter heating needs

 

If you qualify for the loan, you receive the same great low rate — no matter your credit score.

Offer Dates

Available from June 1, 2026 through December 31, 2026

Why Apply Early?

  • Lock in your winter fuel supply before peak season
  • Spread heating costs into manageable monthly payments
  • Avoid unexpected winter heating expenses

Apply Today

Stop by your nearest branch, apply online, or contact our team to learn more about the Heating & Fuel Loan Special.

We’re here to help keep your home warm all winter long.

APPLY TODAY 

 

*Heating & Fuel Loans available to qualified buyers in amounts of $500 to $7,500 with funds paid directly to the fuel company. No down payment required. Subject to credit approval. Annual percentage rate accurate as of 6/1/2026. Limited time offer valid from 6/1/26-12/31/26. For example, an 11-month, fixed-rate Heating Fuel Loan for $2,000 would have a monthly payment of $189.63 at an annual percentage rate (APR) of 8.49%. All rates and terms subject to change at any time.

**To qualify for 0.50% off your heating & fuel  loan, member must have an active DECU checking account with at least $1,000/month in direct deposits and 10 debit card transactions/month at the time of the loan closing. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.