free4ME Checking – Downeast Credit Union
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Holiday Schedule -🥂 Dec 31: Closing at 2PM (Mobile deposits received after 2PM will be considered deposited on the next business day and available by 3:30PM EST.) | 🎉 Jan 1: CLOSED

Attention Members - System maintenance will occur from 8PM on January 3 – 10AM January 4 which may impact your account access. We apologize for the inconvenience and appreciate your patience.

free4ME Checking

For application forms, policies, fee schedule and billing rights, please visit Checking Accounts.

free4ME is the ultimate account for the 18-25 crowd.

With all the features you need and some great extra perks, maintaining your checking account has never been easier.

Visit your local branch to open a free4ME Checking account today.

Become a Member

Apply Today
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Account Benefits:

  • Oops! Refund.  Twice per year, you can have a NSF or CP fee charge reversed.
  • No Monthly fee and No Per-Check fee
  • Free Instant Issue Visa Debit Card
  • Free Co-Op & Surf ATM Networks - Use any of our CO-OP or SURF ATMs for Free!
  • Free online banking and e-statements
  • No minimum balance required
  • Shared Branching-Access your account at other shared branching service centers across the country
  • Sow 'n Grow Share Certificate - Minimum deposit $2 per week
  • Jump Start Credit Builder Loan - Maximum $500, 0% APR for qualified borrowers
  • Free Bill Pay, Mobile Banking, Mobile Deposits & Mobile Wallet - No fees to pay your bills.

To Qualify:

View details on the free4ME page.
  • Must meet membership eligibility requirements
  • $5 minimum opening share deposit to become a member
  • $20 minimum to open a checking account
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1-800-427-1223

Routing Number: 211288996