Skimming occurs when devices illegally installed on ATMs, point-of-sale terminals, or fuel pumps capture data or record cardholders’ PINs. Criminals use the data to create fake debit or credit cards and then steal from victims’ accounts. It is estimated that skimming costs financial institutions and consumers more than $1 billion each year. Here are some tips to keep in mind:
Always inspect the ATM, gas pump, or credit card reader before using it. Be suspicious if you see anything loose, crooked, or damaged, or if you notice scratches or adhesive/tape residue.
When entering your PIN, block the keypad with your other hand to prevent possible hidden cameras from recording your number.
If possible, use an ATM at an inside location (these tend to be less accessible for criminals to install skimmers).
Be careful of ATMs in tourist areas…they are a popular target of skimmers.
If your card isn’t returned after the transaction or after hitting “cancel,” immediately contact us by calling 800-427-1223.
Learn more by visiting the FBI’s Resources on Scams & Safety.
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