Holiday Loans – Downeast Credit Union
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Holiday Loans

Posted on October 21, 2026 | Special

The holidays are for making memories, sharing traditions, and spending time with the people who matter most. Your budget shouldn’t take away from the joy of the season.

GIVE MORE JOY. STRESS LESS.

Whether you’re planning holiday travel, shopping for loved ones, or preparing for seasonal expenses, a Holiday Loan from Downeast Credit Union can help you plan ahead with confidence.

Holiday Loans as low as 7.99%APR* for Loyal Members (other members receive rates starting at 8.24%)!

✨ No application fee
✨ Fast approval process
✨ Borrow $500 – $5,000 for up to 11-months

Enjoy the season knowing you have a plan for holiday expenses, so you can focus on what matters most.

APPLY TODAY 

*Holiday Loans available to qualified members in amounts of $500 to $5,000. No down payment required. Subject to credit approval. Annual percentage rate accurate as of 10/16/2026. Limited time offer valid thru December 31, 2026. For example, an 11-month, fixed-rate Holiday Loan for $2,000 would have a monthly payment of $189.16 at an annual percentage rate (APR) of 7.99%.
^Loyal Members who have a DECU checking, $1,000 per month in direct deposits and at least 10 debit card transactions per month can receive a 0.25%APR discount off their Holiday Loan. All rates and terms subject to change at any time. Federally Insured by NCUA.