Holiday Loans – Downeast Credit Union
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Holiday Loans

Posted on October 3, 2025 | Special

Bring Joy Home This Holiday Season 🎄

Get the extra funds you need with a Downeast Holiday Loan — affordable rates, flexible terms, and no stress.

The holidays are a time for giving, celebrating, and making memories. But they can also bring extra expenses. Whether you’re shopping for gifts, traveling to see loved ones, or planning festive gatherings, we’re here to help.

With a Holiday Loan from Downeast Credit Union, qualified members can borrow $500 – $5,000 with rates as low as 6.49% APR^ and terms up to 12 months (other members receive rates starting at 6.99%).

✨ No application fee
✨ Fast approval process
✨ Loyalty Discount: Save 0.50% APR when you have a Downeast checking account, $1,000/month in direct deposits, and at least 10 debit card transactions per month.

But hurry — this special offer is only available through December 2025. Don’t let holiday stress weigh you down.

APPLY TODAY 

*Holiday Loans available to qualified members in amounts of $500 to $5,000. No down payment required. Subject to credit approval. Annual percentage rate accurate as of 9/30/25. Limited time offer valid thru December 31, 2025. For example, an 11-month, fixed-rate Holiday Loan for $2,000 would have a monthly payment of $188.23 at an annual percentage rate (APR) of 6.99%.
^Loyal Members who have a DECU checking, $1,000 per month in direct deposits and at least 10 debit card transactions per month can receive a 0.50%APR discount off their Holiday Loan. All rates and terms subject to change at any time. Federally Insured by NCUA.