Now is the time to plan ahead and lock in the price for winter heating costs.
If you find yourself in need of extra funds this year, DECU’s Heating & Fuel Loan is priced to help you through the winter. Whether you use fuel, electric heat, wood or pellets, this loan can help you. We pay your heating vendor directly, so you don’t even need to worry about paying the heating bills this year.
Qualified Loyal Members can borrow funds to pay for heating costs from $500 to $5,000 at a SPECIAL low rate of 5.99%APR with terms up to 11 months.**
Other qualified members receive the exceptional low rate of 6.49%APR — no matter what your credit score is!
*Heating & Fuel Loans available to qualified buyers in amounts of $500 to $5,000 with funds paid directly to the fuel company. No down payment required. Subject to credit approval. Annual percentage rate accurate as of 6/24/25. Limited time offer valid from 6/24/25-12/31/25. For example, an 11-month, fixed-rate Heating Fuel Loan for $2,000 would have a monthly payment of $187.31 at an annual percentage rate (APR) of 5.99%. All rates and terms subject to change at any time.
**To qualify for 0.50% off your heating & fuel loan, member must have an active DECU checking account with at least $1,000/month in direct deposits and 10 debit card transactions/month at the time of the loan closing. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.
For our members’ convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a third party link will take you out of Downeast Credit Union’s website to an alternative website not operated by DECU. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. Privacy and security policies of the website to which you are linking may differ from those practiced by DECU.
