Downeast Credit Union Visa® cards now come with built-in chip technology and contactless payment capabilities. These new cards are not only more secure – they’re also easy to use.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Follow the simple steps to pay at a chip-activated terminal. Enjoy global acceptance. More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay wherever Visa cards are accepted.
Keep in mind, you’re protected against unauthorized use with Visa’s Zero Liability Policy.1
Contactless Payment Options
A simple and secure tap is all takes to purchase the things you need. Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal.
Cards, phones, watches, and other devices use the same contactless technology. When you tap to pay checkout is secure and convenient.
If your Visa card features the Contactless Indicator on either the front or back, you can use it to tap to pay where you see the Contactless Symbol at many of your favorite stores.
Added Convenience of Mobile Wallet
Ever walk out the door and forget your wallet? Not a problem when you have your card set up in Mobile Wallet. Enroll today or update your old card in your favorite payment app.
If you have questions or concerns, please reach out to the
DECU Contact Center at 1-800-427-1223.
With our mobile banking app, you can access your account instantly and securely from anywhere, anytime. Manage your money confidently and download today:
Frequently Asked Questions
Visit https://www.downeastcu.com/visa-debit-cards/ or https://www.downeastcu.com/lending/credit-card/ to learn more.
Downeast Credit Union is a Maine Credit Union serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County. Branch offices are located in Baileyville, Belfast, Brewer, Calais, Machias, Richmond, Topsham and Unity.
Qualifications based upon credit worthiness and our underwriting guidelines. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Ask for current rates, terms and conditions.
1 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Federally Insured by NCUA.