Subtract the worry with


Get Debt Protection on your DECU VISA Credit Card.

Have you ever thought of how you might make your Credit Card payments if you experienced a sudden illness, accident, or become disabled?

Downeast Credit Union offers Debt Protection to help ease the burden.

If you experience an unplanned event like disability, involuntary unemployment, or if there is a loss of life, our Debt Protection Program may cancel your loan balance or monthly loan payments.*

Coverage is voluntary and no medical exam is required.

Safeguard your family's financial future today

Alternative options to set up VISA Debt Protection:
 - Call DECU Card Services at 207.427.5954

Frequently asked questions

Wondering if Debt Protection is right for you?  Learn more here. 

What is VISA Debt Protection?This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow. It’s simple to apply for Debt Protection. You may add, change or cancel the protection at any time.  It’s voluntary and won’t affect your loan approval.

Who can apply for Debt Protection?Members in good standing at DECU with an open VISA Credit Card may apply for Debt Protection. There is no age limit and no medical examination is required.

How much does Debt Protection cost?Please see our Debt Protection Disclosure and Request for Coverage form to learn more about the cost of each program we offer.

How do I file a claim?We make filing a claim easy. Simply click here to access the options for Debt Protection Claim Forms.

Why choose Downeast Debt Protection?

My husband and I had Debt Protection on 5 loans with DECU.  When my husband went out on permanent disability, Debt Protection paid $1,500 a month for 12 months.  In all, Debt Protection covered $18,000 while my husband was disabled.  Sadly, my husband passed.  But, the death coverage then paid off our VISA balance of $3,868. 

Without Debt Protection, we would have struggled immensely to pay our bills and would have had to sell things that we had worked so hard to acquire. 

Thank you DECU for an awesome product!

Anonymous MemberAnonymous Member

Get the Downeast CU Mobile App

With our mobile banking app, you can access your account instantly and securely from anywhere, anytime.  Manage your money confidently. Download today:

To learn more, speak to a DECU Card Services Representative at 207.427.5954.

*Debt protection could cancel your loan balance or payments up to the contract maximums. See a CU Representative for eligibility requirements and programs details. Insurance and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.

Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.

Federally Insured by NCUA. Insurance products are not federally insured by NCUA.