Exclusive Offer - Brewer Only

10-Month 
Certificates @ 4.15%APY

Secure big returns with this Brewer Special.

Downeast Credit Union has been part of the Maine community for generations. Now we're celebrating four years in Brewer with a limited-time certificate opportunity designed to help your savings work a little harder.

Bring new money into Downeast Credit Union in Brewer and you'll be eligible to open a 10-Month Certificate with the exceptional rate of 4.15%APY.

Downeast CU offers Share and IRA Certificates to help you start planning for your future with as little as $500. The power of guaranteed, compounded interest growth then goes to work.

Available exclusively at Downeast Credit Union’s Brewer Branch.

PUT YOUR SAVINGS TO WORK FOR 10 MONTHS

Whether you're saving for a future purchase, building your financial cushion, or simply have money sitting on the sidelines, a certificate can be one option to consider for money you don't need right away. This offer is good only for new funds that you transfer or deposit into Downeast Credit Union starting August 2026. Transfer funds you have at another financial institution or prepare a check to deposit into a DECU account. 

Your 10-Month Certificate must be opened in the Brewer Branch to take advantage of this deal.  And hurry, because this special offer won't last long.

Become a Member-Owner

If you're not yet a Downeast member, it's so easy to join! 

10-Month Certificate Special

New Money of $500 and up 4.15% APY
Dividend rate is 4.074%

See all DECU Deposit Rates here. 

10-MONTH SHARE CERTIFICATE

See What Your Savings Could Earn

See an estimate of what your savings could earn at 4.15% APY over 10 months.

$
$500 minimum deposit of new money required.
APY 4.15%
TERM 10 Months
Estimated earnings based on 4.15% APY
$3,446.56
Estimated value at maturity $103,446.56

This calculator provides an estimate based on the advertised 4.15% APY and 10-month term. Actual dividends are calculated according to the certificate's dividend rate, compounding method and account terms. See the certificate disclosure for complete details.

Call the Brewer Branch
Available exclusively at our Brewer Branch
460 Wilson Street, Suite 1 · Brewer, ME 04412
207-990-5444

Why open a DECU Certificate?

Earn more interest

This special 10-Month Certificate offer is one of the highest rates currently available in the market.  Bring your money to DECU and save even more!

Secure

Your savings are federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Low risk

Funds in your DECU Certificate may not incur the risk of losses like other investments, making it a safer option for saving.

Local impact

When you deposit funds locally, we are able to turn that into loans for members, jobs, and donations back to the local community.

Open your 10-Month Certificate TODAY!

 - Open at 460 Wilson Street, Brewer
 - Call to Make an Appointment 207.990.5444

(You may open a new account ahead of time and/or transfer funds into your account after 8/7/26.)

Why choose Downeast Credit Union?

Selecting a local financial institution I trust is important to me. Seeing them give back to area food pantries and youth organizations in my community is a nice bonus!

MattBelfast

"Downeast is great to work with! We've been members for 30+ years."

ReneMachias

Professional, personable, and interested in finding a way to assist me. In addition to my questions, they provided value added analysis of competing offers and made financially sound recommendations.

MemberTopsham

I like investing my money locally in a DECU Money Market. It's convenient knowing I could withdraw cash in hand within just a few minutes if I need it, yet earn higher than average dividends.  

KristieBrewer

I've been a member of Downeast Credit Union for 48 years...always pleased with their service!

LindaMachias

Get the Downeast CU Mobile App

With our mobile banking app, you can access your account instantly and securely from anywhere, anytime.  Manage your money confidently. Download today:

To learn more, speak to a DECU Account Expert at 207.454.9008.

Downeast Credit Union is a Maine Credit Union serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County. Branch offices are located in Baileyville, Belfast, Brewer, Calais, Machias, Richmond, Topsham and Unity.

*APY = Annual Percentage Yield accurate as of 8/7/26 for a limited time on new money brought into the credit union. $500 minimum deposit required to open and earn interest. Penalty may be imposed for early withdrawal and fees may reduce earnings. Must be opened in the Brewer branch. Offer subject to change without notice. Additional terms and conditions apply.

Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.

 

Federally Insured by NCUA.