At Downeast Credit Union and Insurance, we want to reward you for your Loyalty. That is why Loyal Members can enjoy perks like rate discounts on loans, no closing costs on HELOCs, even chances to win cash, and more!
Read below to learn more about these perks and how you can qualify.
Enjoy 0.50% OFF your current qualifying Mortgage rate!1
Plus, you can take advantage of a 1-Time Rate Reduction if rates go down in the first 5 years of your mortgage.
HOME EQUITY LINES OF CREDIT
Enjoy no closing costs on HELOCs!2
HELOCs can be a fast and convenient way to get the money you need for large and small expenses. You can borrow now - or later - without having to reapply!
AUTO & RECREATIONAL LOANS
Take advantage of .50% OFF your next Auto or Recreational Loan with DECU!3
Plus, you'll receive $250 OFF a Vehicle Service Contract to ensure years of protected driving.
Enjoy .50% OFF your next Personal Loan with DECU.4
You've got your reasons, and we've got your personal loan!
Take advantage of a 0% Balance Transfer special to move your money over from higher interest rate cards.6
Plus, the DECU VISA Credit Card special of 0% APR special for 12-months can save you even more money!
Enjoy a 5% affinity discount and save on your policies!
Whether you need to protect your home, auto, toys or even life, Downeast Insurance will find the right coverage at the right price.
$250 MONTHLY CONTEST
Members who open a new checking account, have direct deposit, and 10+ debit card transactions per month will be entered into a contest to win $250!7
A new winner is chosen every month!
To qualify for our Loyalty Discounts, Members must maintain a Downeast checking account with at least $1,000/month in direct deposits and 10 debit card transactions per month.
Membership at Downeast Credit Union is open to those who live, work, worship or attend school in the following Maine counties: Hancock, Kennebec, Knox, Lincoln, Penobscot, Sagadahoc, Waldo and Washington, as well as the towns of Brunswick and Harpswell in Cumberland County. Membership is also available to immediate family members of existing members, those living in the same household and organizations of such persons who all live within the field of membership.
For any additional questions about qualifications, you can contact our Account Experts by calling 207.454.9008.
Main Line: 1.800.427.1223
Account Experts: 1.207.454.9008
Lending Experts: 1.207.454.9006
Real Estate Team: 1.207.454.9007
Audio Response Line: 1.207.427.3720
"The whole process was excellent and Jason was very helpful. I don't think this process could have gone any smoother or better."
"Our experience with our house mortgage went so smoothly and was done is a timely fashion. We could not have been happier with the process."
Auto, Personal, and Recreational Loans
To qualify for 0.50% off your next automobile, personal or recreational loan, member must have an active DECU checking account with at least $1,000/month in direct deposits and 10 debit card transactions/month at the time of the loan closing. *APR=Annual Percentage Rate. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. Rates effective as of 4/26/2023. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Other restrictions including vehicle and mileage limitations may apply. Payment example: a 60-month, fixed-rate Auto Loan for $20,000 would have a monthly payment of $396.54 at an annual percentage rate (APR) of 7.04%. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Federally Insured by NCUA.