You and your buyers should be able to count on your home loan and the people who offer it. DECU real estate loans are locally underwritten, serviced and owned by DECU or CU Promise and include flexible terms of 10, 15, 20 or 30 years. Bring your next client to DECU and make their home ownership dream a reality.
DECU partners with CU Promise Home Loans of Maine to offer conventional fixed-rate mortgages with low down payment options.
Additionally, DECU offers in-house financing options:
• Conventional Fixed-Rate Mortgages
• Mobile Home Loans with Land
• Land Loans
• Loans for Seasonal Properties
At DECU, we exist to help our members provide a warm home to nurture their family’s relationships and have reliable transportation for access to work, school, medical appointments and entertainment. Our members are friends and neighbors and we share their aspirations.
This is why we offer very competitive rates and terms. We want to remain a credit union that our members and communities can be proud of.
Through our partnership with CU Promise, we are able to offer real estate clients:
Downeast Insurance, LLC was established in 2002 and is solely owned by Downeast Credit Union. Being part of the Downeast family allows us to provide reduced rates to our members, and at the same time, maintain our independent status in the insurance* industry (our customers aren’t required to be CU members).
DEI represents some of the finest, most competitive
insurance carriers Maine has to offer. Our
knowledgeable, licensed agents work hard to help our clients maintain proper coverage while keeping costs down. We will find the right insurance plan to match your clients' needs!
Downeast Credit Union is a Maine Credit Union serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County. Branch offices are located in Baileyville, Bangor, Belfast, Calais, Machias, Richmond, Topsham and Unity.
Downeast Credit Union NMLS ID# is 531655. To access this service please visit nmlsconsumeraccess.org
Morgan Niles, Director of Mortgage Lending, NMLS ID# 2312171
Disclosures: Terms and closing costs may vary. Additional financing and loan terms available. All loans subject to credit approval. Rates are based on credit worthiness subject to change without notice. *Insurance products are offered through Downeast Insurance Agency, a wholly-owned subsidiary of Downeast Credit Union. Insurance may be purchased from any company of the Member’s choice; Downeast Credit Union makes no representations as to the services of any provider. Insurance products are not insured by NCUA.
Federally Insured by NCUA.