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Balance transfer special

0%APR Balance Transfers

With a DECU VISA Credit Card, you can save big with our 0%APR Balance Transfer Special for 12-months! After 12-months, rates start at just 9.90%APR. 

what rates are in your wallet?

Check out this DECU credit card comparison to a department store credit card. Which card would you rather have?

Some department store cards might offer great rewards up front, but you can end up paying way more in interest than you might with a DECU credit card.

Plus, DECU cardholders enjoy aero liability on unauthorized charges.

no annual fees
Continuous Fraud Monitoring
0%APR Balance Transfer special

Visit downeastcu.com/lending/credit-card to learn more.

Downeast Credit Union is a Maine Credit Union serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County. Branch offices are located in Baileyville, Bangor, Belfast, Calais, Machias, Richmond, Topsham and Unity.


*Rates are based on an evaluation of applicant credit. Your actual Annual Percentage Rate (APR) will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. 0% APR promotion on balance transfers for 12 billing cycles; after which the APR will revert to the rate you qualify for and are paying on your Downeast Credit Union VISA┬« Credit Card purchases. Cash Advances accrue a finance charge from the date made. There is a 4% Balance Transfer Fee. The minimum monthly payment is $20 or 2% of the outstanding balance whichever is greater. Qualifications based upon credit worthiness and our underwriting guidelines. Rates are non-variable and range from 9.90% APR up to 17.90% APR as of October 27, 2021. Current DECU VISA┬« balances are not eligible.  All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Ask for current rates, terms and conditions.


Federally Insured by NCUA.