Down East Credit Union


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"Whatever" Loan

Down East Credit Union offers a special, no credit pull, "Whatever" Loan to its membership.  With no credit pull necessary, DECU Whatever Loans are a quick, convenient way to put cash in your hand and a smile on your face!

DECU offers loans for "Whatever" you dream:

  • Vacation getaways
  • Home repairs
  • Heating fuel
  • Holiday shopping
  • Educational expenses
  • & much more...

The Qualifications are Simple:

  • Must be at current employer for 6 months or more
  • Must have a DECU checking account open for a minimum of 6 months (Fresh Start excluded)
  • Must have 6 consecutive months of FULL payroll direct deposit into DECU checking
  • Must be 18 years of age or older

Product Features:

  • No Credit Report necessary
  • Loan amount is a maximum of 50% of monthly income
  • Minimum loan amount is $250; Maximum loan amount is $1,000 ($1,500 max for second-year Whatever borrowers)
  • Quick & convenient way of obtaining money for small purchases, car repairs, etc
  • 12 month Term
  • 18.00% Annual Percentage Rate
  • Convenience of automatic transfer; set up payroll deduction to transfer directly to loan based on frequency of pay

Additional Guidelines:

Whatever you dream, let us help make it a reality!


Down East Credit Union ~ 1-800-427-1223 ~

NCUA and Equal Housing Lender

Down East Credit Union is a Maine Credit Union Serving Washington, Waldo, Hancock, Penobscot, Lincoln,
Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Topsham.

Copyright © 2007-2018 Down East Credit Union | Website by Barnstormer Design Group