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Watch for Cyber Fraud When Holiday Shopping

Posted on November 16, 2021 | Fraud Defense

Can you believe it’s already November and we’re seeing Christmas items up for sale in stores?  Retailers seem to be selling these seasonal items earlier and earlier each year.  Did you know that cybercriminals also follow these holiday trends?

For example, Black Friday and Cyber Monday traditionally fall after Thanksgiving in the United States. But, some of these international shopping events start as early as November 1st. Cybercriminals take advantage of this trend by sending fake phishing emails disguised as advertisements and phony receipts long before the holiday season begins.

Be on alert for cyber fraud and consider these holiday shopping tips:

    1. Never click a link from an email or text message that you weren’t expecting, even if the link appears to be for a store you recognize. Instead, use your web browser to type the URL in directly to navigate to the retailer’s official website.
    2. Watch out for malvertising. Malvertising is the use of online malicious advertisements to steal your personal and financial information. Cybercriminals try to phish shoppers through ads on social media and other websites.
    3. Be cautious of ads that pop up in social media news feeds from unknown companies. Sometimes you place an order and never receive your item, or the item you do receive is not like the one described.
    4. Always remain cautious of advertisements that promise outrageous deals. If something seems too good to be true, it probably is!
  • DECU suggests you type in website URLs directly into your web browser when shopping instead of clicking on ads to shop. Stay on the defense with fraud and think before you click!