Down East Credit Union
 
Use our loan planner calculator

Loan Rates

Accurate as of Sep 27, 2018

Mortgage Loans

Mortgage Rates

Program                                      Rate       Points     APR       Loan AMT      P&I PMT

10 YR Retained (Conforming)      4.65%     0.00%     4.87%     $100,000        $1,043.63

15 YR Retained (Conforming)      4.65%     0.00%     4.80%     $100,000        $  772.69

20 YR Retained (Conforming)      4.75%     0.00%     4.87%     $100,000        $  646.23

25 YR Retained (Conforming)      4.84%     0.00%     4.94%     $100,000        $  575.31

30 YR Retained (Conforming)      4.89%     0.00%     4.98%     $100,000        $  530.12

Based upon a Loan to Value of no more than 75%. The payment examples do not include real estate taxes and/or any insurance premiums, as your payment would most likely be higher. Quoted example is for qualified borrowers with excellent credit history; with rates being based on your credit worthiness. This and all credit union programs and rates are subject to change without notice.

Vehicle Loans

Vehicle Rates

Whether you are financing new or used, Down East CU would love the opportunity to help you find the right vehicle.

Have a vehicle financed elsewhere?  Let us help you save money by refinancing at DECU!  Call a loan officer for details today.


New & Used Auto Loans

  • As low as 3.90% APR*

Recreational Vehicle Loans

RV, Camper, Trailer & Marine

Recreational financing available for motorcycles, boats, UTVs, ATVs, snowmobiles, travel trailers, RVs and more.

Down East Credit Union also offers a long term financing options for your more costly purchases. Call your local loan officer today!

New & Used Recreational

  • As low as 3.90% APR*

Credit Cards

Visa Credit Card Rates

  • Rates as low as 10.9 APR*
  • Ask about our special Balance Transfer Offer

Other Collateralized Loans

Please contact us for our current rates for other collateralized loans.

Personal Loans

Personal Loans

  • Rates as low as 8.99% APR

Revolving Line of Credit (LOC)

  •  Rates as low as 10.9% APR

*Annual Percentage Rate. For qualified borrowers. Some restrictions may apply.

Loan Planner Calculator

Find the Best Loan for Your Needs
If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.
No. of Payments Interest Rate Loan Amount Monthly Payment
 
This calculator is solely intended to provide general estimates, not final or binding future value or interest totals. Lender calculations may vary.
 

Down East Credit Union ~ 1-800-427-1223 ~ Routing Number: 211288996

 
NCUA and Equal Housing Lender

Down East Credit Union is a Maine Credit Union Serving Washington, Waldo, Hancock, Penobscot, Lincoln,
Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Topsham.

Copyright © 2007-2018 Down East Credit Union | Website by Barnstormer Design Group

NOTICE

You are about to visit
facebook.com.

You are about to leave Down East Credit Union’s website.
You will be linking to a website that is not operated by Down East Credit Union.
Down East Credit Union is not responsible for the content of this alternate website.
Down East Credit Union does not represent you or any third party if the two of you enter into a transaction.
Privacy and security policies may differ from those practiced by Down East Credit Union.
Continue to website.

Continue to Facebook »

NOTICE

You are about to visit
itunes.apple.com.

You are about to leave Down East Credit Union’s website.
You will be linking to a website that is not operated by Down East Credit Union.
Down East Credit Union is not responsible for the content of this alternate website.
Down East Credit Union does not represent you or any third party if the two of you enter into a transaction.
Privacy and security policies may differ from those practiced by Down East Credit Union.
Continue to website.

Continue to Itunes - Apple »

NOTICE

You are about to visit
Google Play.

You are about to leave Down East Credit Union’s website.
You will be linking to a website that is not operated by Down East Credit Union.
Down East Credit Union is not responsible for the content of this alternate website.
Down East Credit Union does not represent you or any third party if the two of you enter into a transaction.
Privacy and security policies may differ from those practiced by Down East Credit Union.
Continue to website.

Continue to Google Play »