Down East Credit Union
 

Comparison of Checking Account Features

View Detailed List of Features for Each Account

Features IncludedSECURE
Checking
Simple
Account
Earn 0.05% APY^ interest on average balance  ---
Earn 0.05% APY** more on Share Certificates  ---

No Per-Check Fee

Online Banking

Mobile Banking
Mobile Deposit

24-Hour Telephone Banking (Audio Response)

Bill Pay Services
VISA Debit Card
eStatements
Access to over 5,400 branch offices nationwide through Shared Branching
Optional Overdraft Protection
IDProtect®  ---
  • Credit File Monitoring
 ---
  • Total Identity Monitoring
 ---
  • 3-in-1 Credit Report
 ---
  • Credit Score
 ---
  • Fully Managed Identity Theft Resolution Services
 ---
  • Identity Theft Recovery Case Plan
 ---
  • $10,000 Identity Theft Expense Reimbursement Coverage
 ---
  • Online Identity Theft News Center and Valuable Phone and Web Resources*
 ---
Cellular Telephone Protection  ---
Debit Advantage™ Buyer's Protection and Extended
Warranty
 ---

Travel and Leisure Discount Membership*

 ---
Health Discount Savings; enjoy savings on vision, prescriptions, and dental*  ---
Shopping Rewards™*  ---
Gas & Gift Card Discounts  ---
Monthly Service Fee $6.95 $2.95
Monthly Service Fee is waived when ONE of the following requirements are met: ---
  • At least one qualifying direct deposit of $250 or more in month (statement period)
---
  • Maintain a minimum combined daily average balance of $250
---
  • Enrolled in eStatements
---

Details

* Registration and activation required.

Some restrictions may apply. See a Member Service Representative for complete details.

^ Annual percentage yield is accurate as of July 19, 2018 and is available to those who meet membership eligibility requirements including $5 minimum opening share deposit to become a member and $20 to open a secure checking account. Fees could reduce earnings on the account. Rates, terms and conditions subject to change without notice.
** Annual percentage yield bonus is accurate on certificates as of July 19, 2018 and is available for members in good standing that qualify. Membership eligibility requirements including $5 minimum opening share deposit to become a member and $20 to open a secure checking account. Minimum balance as low as $10 required to open certificate and earn APY. Bonus APY paid out monthly with other interest earned. Fees could reduce earnings on the account. Rates, terms and conditions subject to change without notice.

 

Down East Credit Union ~ 1-800-427-1223 ~ Routing Number: 211288996

 
NCUA and Equal Housing Lender

Down East Credit Union is a Maine Credit Union Serving Washington, Waldo, Hancock, Penobscot, Lincoln,
Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Topsham.

Copyright © 2007-2018 Down East Credit Union | Website by Barnstormer Design Group

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