Visa / Debit Cards
With a DECU Visa/Debit card you'll have access to CO-OP, the largest credit union-only ATM Network in the country.
How to Apply for a DECU Visa/Debit Card
To apply for a DECU Visa/Debit card, please mail, fax, or deliver the following completed documents to any of our branch offices:
- Credit Union Membership Account Application
(only necessary if you are not already a DECU member) - Application for Visa Check Card
Read our Policies and Disclosures ยป
Non-Visa PINLess Debit Card Transactions
We allow non-Visa debit transaction processing. For more information, download the following:
Notice Regarding non-Visa PINLess Debit Card Transactions
Visa Blocked Countries
When going on vacation we'd like to remind you to let us know before you travel either out of state or out of the USA, call us at 1-800-427-1223. Our fraud alert monitors your account for unusual activity and by notifying us before you go we will know that the activity on your account is legitimate.
If your trip will take you outside of the United States to any of these VISA Blocked Countries: Cuba, Iran, Sudan, Myanmar (Burma), Japan, Malaysia, Italy, Mexico, Lithuania, Romania, Australia, Greece, Syria or Nepal we can arrange for you to use your VISA Debit or Credit Card but we must have prior notification.
Visa International Transaction Fee
Change to process for posting foreign transactions on share draft (checking) statements
Currently when a purchase, cash advance or ATM transaction is made in a foreign country, the transaction amount is converted to U.S. dollars and adjusted by a 1% currency conversion fee. When the transaction is posted to your account, the total amount (purchase amount plus conversion fee) appears as a single transaction on your share draft account statement.
The currency conversion fee will be discontinued. Instead, a 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer. The converted transaction amount will be shown separately from the International Transaction Fee on your share draft account statement. This fee will be assessed on all international purchases, credit vouchers, and cash disbursements.
Change to foreign transaction currency exchange rate
The exchange rate for transactions in a foreign currency will be a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate VISA itself receives, or the government mandated rate in effect for the applicable central processing date plus the 1% International Transaction Fee.
To report a lost or stolen Visa Credit Card or Visa Debit Card
Call 1-800-682-6075
(24-hour phone number)
