Share Savings Rates

Schedule of Rates as of March 20, 2008
Type	Minimum Balance Requirements	Term	Dividend	APY*
APY = Annual Percentage Yield * If Money Market Account balance drops below $2,500, dividend will revert to the standard Share Savings rate.
Share Savings	n/a	n/a	0.30%	0.30%
Money Market	$2,500 to $24,999**	n/a	.698%	.70%
Money Market	$25,000 to $49,999	n/a	.995%	1.00%
Money Market	$50,000 to $74,999	n/a	1.29%	1.30%
Money Market	$75,000 to $99,999	n/a	1.59%	1.60%
Money Market	$100,000 to $149,999	n/a	1.88%	1.90%
Money Market	$150,000 to $199,999	n/a	2.18%	2.20%
Money Market	$200,000 & up	n/a	2.47%	2.50%
Share Draft	No minimum balance	n/a	0.00%	0.00%
IRA	No minimum balance	n/a	1.98%	2.00%
IRA Certificate	$500 minimum	6 month	2.47%	2.50%
IRA Certificate	$500 minimum	1 year	2.72%	2.75%
IRA Certificate	$500 minimum	2 year	2.96%	3.00%
IRA Certificate	$500 minimum	3 year	3.20%	3.25%
IRA Certificate	$500 minimum	4 year	3.45%	3.50%
IRA Certificate	$500 minimum	5 year	3.69%	3.75%
Share Certificate	$500 minimum	6 month	2.47%	2.50%
Share Certificate	$500 minimum	1 year	2.72%	2.75%
Share Certificate	$500 minimum	2 year	2.96%	3.00%
Share Certificate	$500 minimum	3 year	3.20%	3.25%
Share Certificate	$500 minimum	4 year	3.45%	3.50%
Share Certificate	$500 minimum	5 year	3.69%	3.75%
Clubs	n/a	n/a	0.30%	0.30%
Sow & Grow Certificate	$10 minimum	2 year	2.96%	3.00%

Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.

Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.

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