Loan Rates

Accurate as of July 3, 2008

Mortgage Loans

Mortgage Loan Rates: Secondary Market Mortgage as low as 6.125% APR*
Fixed-Rate 1st Mortgage/Balloon Mortgage as low as 6.99% APR*
Fixed-Rate 2nd Mortgage/Balloon Mortgage as low as 7.24% APR*
Home Equity LOC Special fixed for 12 months as low as 5.99% APR*
Overdraft LOC as low as 11.39% APR*

Vehicle Loans

2006 & Newer Vehicle Rates: Up to 48 months as low as 4.9% APR*
49-72 months as low as 5.9% APR*
Pre-2006 Vehicle Rates: Up to 48 months as low as 4.9% APR*
49-72 months as low as 5.9% APR*

Credit Cards

Visa Credit Card Rates: Rates as low as 9.9% APR*
Maximum 18% APR*

Other Collateralized Loans

2006 & Newer Rates: Up to 48 months as low as 6.99% APR*
49-60 months as low as 7.19% APR*
61-72 months as low as 7.39% APR*
Pre-2006 Rates Other Collateralized Rates: 2005-2004 as low as 7.39% APR*
2003-2002 as low as 7.59% APR*
2001 & older as low as 7.79% APR*

Unsecured Loans

Rates: Up to 36 months as low as 10.99% APR*
37-48 months as low as 11.19% APR*
49-60 months as low as 11.39% APR*

*Annual Percentage Rate. For qualified borrowers. Some restrictions may apply.

Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.

Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.

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