Loan Rates

Member Appreciation Celebration

LOWER Consumer Loan Rates* by 1% APR

*Restrictions apply – Rate reduction does not apply to all loan types. Contact the branch near you for complete details or call 800-427-1223 This and all Credit Union programs subject to change without notice.

Accurate as of November 5, 2009

Mortgage Loans

Mortgage Loan Rates: Secondary Market Mortgage as low as 4.500% APR*
Fixed-Rate 1st Mortgage/Balloon Mortgage as low as 6.24% APR*
Fixed-Rate 2nd Mortgage/Balloon Mortgage as low as 6.49% APR*
Home Equity LOC as low as 6.50% APR*

Vehicle Loans

2008 & Newer Vehicle Rates: Up to 48 months as low as 5.74% APR*
49 - 60 months as low as 5.99% APR*
61 - 72 months as low as 6.24% APR*
Pre-2008 Vehicle Rates: 2007-2006 as low as 6.24% APR*
2005-2004 as low as 6.49% APR*
2003-2002 as low as 6.74% APR*
2001 & older as low as 6.99% APR*

Credit Cards

Visa Credit Card Rates: Rates as low as 9.9% APR*
Maximum 18% APR*

Other Collateralized Loans

2008 & Newer Rates: Up to 48 months as low as 6.74% APR*
49-60 months as low as 6.99% APR*
61-72 months as low as 7.24% APR*
Pre-2008 Rates Other Collateralized Rates: 2007-2006 as low as 7.24% APR*
2005-2004 as low as 7.49% APR*
2003-2002 as low as 7.74% APR*
2001 & older as low as 7.99% APR*

Unsecured Loans

Rates: Up to 36 months as low as 10.49% APR*
37-48 months as low as 10.74% APR*
49-60 months as low as 10.99% APR*

Overdraft LOC as low as 11.49% APR*

*Annual Percentage Rate. For qualified borrowers. Some restrictions may apply.

Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.

Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.

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Member National Credit Union Association. Equal Housing Lender.