Down East Credit Union
 
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Loan Rates

Accurate as of Jul 28, 2016

Mortgage Loans

Mortgage Rates

Program                                      Rate       Points     APR       Loan AMT      P&I PMT
10 YR Retained (Conforming)      2.99%     0.00%     3.20%     $100,000        $965.15
15 YR Retained (Conforming)      3.25%     0.00%     3.39%     $100,000        $702.67
20 YR Retained (Conforming)      3.75%     0.00%     3.86%     $100,000        $592.89
25 YR Retained (Conforming)      3.91%     0.00%     4.01%     $100,000        $522.89
30 YR Retained (Conforming)      3.96%     0.00%     4.04%     $100,000        $475.12

Based upon a Loan to Value of no more than 75%. The payment examples do not include real estate taxes and/or any insurance premiums, as your payment would most likely be higher. Quoted example is for qualified borrowers with excellent credit history; with rates being based on your credit worthiness. This and all credit union programs and rates are subject to change without notice.

Vehicle Loans

New Vehicle Rates $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 3.99% APR*
  • 61 - 72 months as low as 3.99% APR*
  • 73 - 84 months as low as 4.99% APR*

Used Vehicle Rates (16' 15' 14' 13') $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 3.99% APR*
  • 61 - 72 months as low as 4.99% APR*

Used Vehicle Rates 2012 & Older $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 3.99% APR*

Recreational Vehicle Loans

RV, Camper, Trailer & Marine $5,000 & greater

2009 and newer

  • 49 - 60 months rates as low as 4.49% APR*
  • 61 - 72 months rates as low as 4.99% APR*
  • 73 - 84 months rates as low as 5.49% APR*
  • 85 - 180 months rates as low as 5.99% APR*

Credit Cards

Visa Credit Card Rates

  • Rates as low as 9.9% APR*
  • Maximum 17.9% APR*

Other Collateralized Loans

New Other Collateralized Rates $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49-60 months as low as 4.49% APR*
  • 61-72 months as low as 4.99% APR*

Used Other Collateralized Rates (16' 15' 14' 13') $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 4.49% APR*
  • 61 - 72 months as low as 5.99% APR*

Used Other Collaterlized Rates 2012 & Older $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 4.49% APR*
  • 61 - 72 months as low as 6.49% APR*

Personal Loans

Signature Loans

  • FICO Score         Up To AMT   Up to 60 Mos  61-72 Mos
  • 750 & >                $20,000           6.99%              7.99%
  • 700 to 749             15,000           7.49%              8.49%
  • 660 to 699             12,500           7.99%              8.99%
  • 635 to 659             10,000         10.99%            11.99%
  • 620 to 634             10,000         11.99%            12.99%
  • 580 to 619               5,000         15.49%                  N/A
  • 579 & <                   5,000          16.49%                 N/A

Line of Credit

Signature/Personal Revolving Credit Line

Starting with an APR of 9.9%.

*Annual Percentage Rate. For qualified borrowers. Some restrictions may apply.

Loan Planner Calculator

Find the Best Loan for Your Needs
If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.
No. of Payments Interest Rate Loan Amount Monthly Payment
 
This calculator is solely intended to provide general estimates, not final or binding future value or interest totals. Lender calculations may vary.
 

Down East Credit Union ~ 1-800-427-1223 ~ www.DOWNEASTCU.com

 
Equal Housing Opportunity

Down East Credit Union is a Maine Credit Union Serving Washington, Waldo, Hancock, Penobscot, Lincoln,
Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Topsham.

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