Down East Credit Union
 
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Loan Rates

Accurate as of Mar 24, 2016

Mortgage Loans

Mortgage Rates

Program                                      Rate       Points     APR       Loan AMT      P&I PMT
10 YR Retained (Conforming)      2.99%     0.00%     3.20%     $100,000        $965.15
15 YR Retained (Conforming)      3.43%     0.00%     3.58%     $100,000        $711.46
20 YR Retained (Conforming)      3.98%     0.00%     4.10%     $100,000        $604.79
25 YR Retained (Conforming)      4.12%     0.00%     4.22%     $100,000        $534.92
30 YR Retained (Conforming)      4.17%     0.00%     4.25%     $100,000        $487.27

Based upon a Loan to Value of no more than 75%. The payment examples do not include real estate taxes and/or any insurance premiums, as your payment would most likely be higher. Quoted example is for qualified borrowers with excellent credit history; with rates being based on your credit worthiness. This and all credit union programs and rates are subject to change without notice.

Vehicle Loans

2014 & Newer Vehicle Rates $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49 - 60 months as low as 3.99% APR*
  • 61 - 72 months as low as 4.49% APR*

Pre-2014 Vehicle Rates $5,000 & greater

  • 2013-2012 as low as 4.99% APR*
  • 2011-2010 as low as 5.49% APR*
  • 2009-2008 as low as 5.99% APR*
  • 2007 & older as low as 6.49% APR*

Recreational Vehicle Loans

RV, Camper, Trailer & Marine $5,000 & greater

2009 and newer

  • 48 - 59 months rates as low as 3.99% APR*
  • 60 - 72 months rates as low as 4.49% APR*
  • 73 - 84 months rates as low as 4.99% APR*
  • 85 - 180 months rates as low as 5.49% APR*

Credit Cards

Visa Credit Card Rates

  • Rates as low as 9.9% APR*
  • Maximum 17.9% APR*

Other Collateralized Loans

2014 & Newer Rates $5,000 & greater

  • Up to 48 months as low as 3.99% APR*
  • 49-60 months as low as 4.49% APR*
  • 61-72 months as low as 4.99% APR*

Pre-2014 Rates Other Collateralized Rates $5,000 & greater

  • 2013-2012 as low as 5.49% APR*
  • 2011-2010 as low as 5.99% APR*
  • 2009-2008 as low as 6.49% APR*
  • 2007 & older as low as 6.99% APR*

Personal Loans

Rates

  • Up to 36 months as low as 10.99% APR*
  • 37-48 months as low as 11.24% APR*
  • 49-60 months as low as 11.49% APR*
  • Overdraft LOC as low as 9.90% APR*

*Annual Percentage Rate. For qualified borrowers. Some restrictions may apply.

Loan Planner Calculator

Find the Best Loan for Your Needs
If you know any 3 of a loan's 4 terms (principal, interest rate, payments remaining, and payment amount), this calculator will compute the missing term. Enter the 3 known loan terms in the appropriate entry fields and click on "Compute." One empty field is required for recalculations.
No. of Payments Interest Rate Loan Amount Monthly Payment
 
This calculator is solely intended to provide general estimates, not final or binding future value or interest totals. Lender calculations may vary.
 

Down East Credit Union ~ 1-800-427-1223 ~ www.DOWNEASTCU.com

 
Equal Housing Opportunity

Down East Credit Union is a Maine Credit Union Serving Washington, Waldo, Hancock, Penobscot, Lincoln,
Kennebec, Sagadahoc, and Knox Counties, and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Topsham.

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