Loan Programs

Applying for a Loan

Securing a loan at Down East Credit Union is quick and easy. Most consumer loans are completed the same day you apply.

To apply, choose the method that is most convenient for you. Either give us a call, stop by any branch, or print our application and mail or fax it to any branch.

Loan Rates

Credit union members receive excellent loan rates.
View our loan rate schedule.

Loan Types Available - view rates

Vehicle Loans
Collateralized Loans - New and Used
Unsecured Loans - Signature Loans
Share Secured - Use your shares to secure your loan at a low rate.
Visa Credit Card
Mortgages - In-House, Fixed-Rate & Adjustable-Rate
Home Equity Line of Credit
Overdraft Line of Credit

Consumer Loan Payment Calculator

Calculate Your Monthly Payment
Amount of loan:
Annual interest rate:
Term of the loan in months:

This is the amount of your monthly payment:

This calculator is solely intended to provide general estimates, not final or binding loan amounts. Lender calculations may vary.

Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.

Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.

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Download a
Loan Application
(Adobe PDF)