Activate your new
Visa Credit Cards
Visa, accepted worldwide. The Visa credit card program at Down East Credit Union offers our members great rates and local service.
Access your account anytime, anywhere, 24 hours a day and 7 days a week through our online card services.
How to Apply for a DECU Visa Card
To apply for a DECU Visa card, please mail, fax, or deliver the following completed documents to any of our branch offices:
- Credit Card Agreement
- Loan Application
- Credit Union Membership Account Application
(only necessary if you are not already a DECU member)
Read our Policies and Disclosures »
Visa International Transaction Fee
for CU24sm VISA® Check Card and
ATM Card Holders
Change to process for posting foreign transactions on share draft (checking) statements.
Currently when a purchase, cash advance or ATM transaction is made in a foreign country, the transaction amount is converted to U.S. dollars and adjusted by a 1% currency conversion fee. When the transaction is posted to your account, the total amount (purchase amount plus conversion fee) appears as a single transaction on your share draft account statement.
Effective August 1, 2005, the currency conversion fee will be discontinued. Instead, a 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer. The converted transaction amount will be shown separately from the International Transaction Fee on your share draft account statement. This fee will be assessed on all international purchases, credit vouchers, and cash disbursements.
Change to foreign transaction currency exchange rate
Effective April 2, 2005, the exchange rate for transactions in a foreign currency will be a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate VISA itself receives, or the government mandated rate in effect for the applicable central processing date plus the 1% International Transaction Fee.
To report a lost or stolen Visa Credit Card or Visa Debit Card
(24-hour phone numbers)
Visa Debit Cards
To report a lost or stolen Visa Debit Card: 1-800-682-6075
Platinum Visa Credit Cards
To report a lost or stolen Platinum Visa Credit Card: 1-800-682-6075
Use this number for Visa Credit Cards issued by the former Bowdoinham FCU
Prior to 1 Jan 2008 and for Down East Visa Credit Cards issued after 1 January
2008.
Visa Credit Cards
To report a lost or stolen Visa Credit Card issued by Down East
Credit Union
prior to 1 January 2008 call 1-800-991-4961
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Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc,
and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.
Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.
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