Comparison of Checking Account Features
View Detailed List of Features for Each Account
| Features Included | Basic Checking | West Account | East Account | South Account | North Account |
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| Free on-line banking |  |
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| Free 24-hour phone-banking | |
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| Free VISA debit card | |
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| Microsoft Money compatible | |
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| Free $3000 accidental life and dismemberment insurance | --- | --- | |
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| Signature guarantee service | |
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| Free notary service | |
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| Access to over 3,700 branches nationwide through Shared Branching Network | |
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| Monthly service fee | $0 | $1 | $0 | $5 | $5 |
| Monthly service fee waiver when minimum balance is maintained* | n/a | see details |
n/a | see details |
see details |
| Interest bearing checking account*** | --- | --- | |
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| Higher dividend earnings on New Share certificates**** | --- | --- | |
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| Discounted checking account products | --- | --- | |
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| No minimum balance requirement with direct deposit** |
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| Three free cashier's checks or money orders per month | --- | --- | --- | |
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| Free checkbook reconciliation | --- | --- | --- | --- | |
Details
* Must be an active account with 6 or more transactions a month.
** Direct Deposit must be a minimum of $100 per week. Some restrictions may apply see a Member Service Representative for complete details.
*** Interest bearing account. The East account earns interest. The South Accounts earns a higher rate of interest than The East Account. The North Account is the highest interest bearing account. See a Member Service Representative for current rates. Rates are variable and subject to change.
**** East, South and North Accounts will earn a higher dividend rate on New Share Certificates. See a Member Service Representative for current rates. Some restrictions may apply. See a Member Service Representative for complete details.
