Down East Credit Union serves Washington, Waldo, Penobscot, Hancock, Lincoln, and Kennebec Counties.

DECU Checking Accounts

Comparison of Checking Account Features
Features Included Basic
Checking		 West
Account		 East
Account		 South
Account		 North
Account
DETAILS
* Must be an active account with 6 or more transactions a month.
** Direct Deposit must be a minimum of $100 per week. Some restrictions may apply see a Member Service Representative for complete details.
*** Interest bearing account. The East account earns interest. The South Accounts earns a higher rate of interest than The East Account. The North Account is the highest interest bearing account. See a Member Service Representative for current rates. Rates are variable and subject to change.
**** East, South and North Accounts will earn a higher dividend rate on New Share Certificates. See a Member Service Representative for current rates. Some restrictions may apply. See a Member Service Representative for complete details.
View Detailed List of Features for Each Account
Free on-line banking
Free 24-hour phone-banking
Free VISA debit card
Microsoft Money compatible
Free $3000 accidental life and dismemberment insurance --- ---
Signature guarantee service
Free notary service
Access to over 3,700 branches nationwide through Shared Branching Network
Monthly service fee $0 $1 $0 $5 $5
Monthly service fee waiver when minimum balance is maintained* n/a
see details		 n/a
see details
see details
Interest bearing checking account*** --- ---
Higher dividend earnings on New Share certificates**** --- ---
Discounted checking account products --- ---
No minimum balance requirement
with direct deposit**		 --- --- --- ---
Three free cashier's checks or money orders per month --- --- ---
Free checkbook reconciliation --- --- --- ---
 
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Down East Credit Union is a Maine Credit Union
Serving Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties,
and the towns of Brunswick and Harpswell in Cumberland County.

Branch offices are located in Baileyville, Machias, Belfast, Unity, Bangor, Calais, Richmond, and Bowdoinham.

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Member National Credit Union Association. Equal Housing Lender.

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